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By Randy Whetsell | Luxury Homes
4949 Royal View Way, Lot 79, Clarksville, TN 37040, offers luxury buyers an active new-construction opportunity listed at $654,900. The home is represented by Su Whetsell of Haus Realty & Management.
According to Realtracs MLS #3299543, verified October 7, 2026, this Wofford Estates property in Montgomery County, TN includes 4 bedrooms, 3 full bathrooms, 1 half bathroom, 2,584 square feet, and 1.06 acres. It is a 2026-built new-construction home currently listed at approximately $253 per square foot with 77 days on market. The seller is offering $16,000 in concessions plus a 1-year rate buy-down with the preferred lender.
The verified MLS remarks describe an open-concept great room with a fireplace and oversized sliding glass doors, a chef-inspired kitchen with a large island and a walk-in scullery plus an additional microwave, sink, and dishwasher, a bright dining area overlooking the backyard, an upstairs loft, and three bedrooms with two full bathrooms on the upper level. Several of the listing photographs show the home during the construction stage, which is accurate for a 2026 new build that is still being finished.
What does the mid-$600Ks price range mean for Clarksville luxury buyers in fall 2026?
At $654,900, Lot 79 sits in a part of the Clarksville market where buyers are often comparing more than a finished house. They may also be evaluating construction quality, location, lot positioning, builder documentation, financing terms, expected completion, warranty coverage, and long-term resale appeal.
The mid-$600Ks range can appeal to buyers who want more than a standard entry-level or conventional subdivision purchase but are not necessarily looking for a multi-million-dollar estate. In this segment, value is highly individual. One buyer may prioritize new construction and a modern great-room layout. Another may place more emphasis on acreage, commute, privacy, customization, or immediate occupancy.
That is why a direct comparison should include the complete written specifications and contract terms, not just the list price.
Lot 79 is part of Haus’s Royal View Way listing series. Buyers can also review the companion Lot 76 feature, compare it with the Lot 77 feature, and read the Lot 78 feature alongside Haus’s active Clarksville listing search. Pricing, status, specifications, incentives, and publication links can change, so confirm each property directly with Haus.
What can buyers confirm from the Lot 79 photograph?
The updated MLS hero photograph shows the actual exterior of the home and confirms the overall curb appeal of this active new-construction listing.
Visible elements include:
- A two-story exterior design
- Tan brick on the lower level
- Light siding with dark gables above
- Black-framed windows
- A covered front porch with metal railing
- A newly graded lot consistent with active new construction
The image is most useful when reviewed together with the verified MLS details and builder documentation. Buyers should still independently verify specifications, finishes, lot conditions, incentive terms, and completion status before making an offer.
How does buying new-construction luxury differ from buying resale luxury?
A resale luxury purchase is usually evaluated through an existing structure, completed finishes, prior maintenance, inspection findings, and comparable sales. With new construction, you must evaluate both the home and the process used to deliver it.
For Lot 79, your due-diligence process should include:
- Reviewing the complete spec sheet. Confirm what is included in the listed price and which items may be allowances, upgrades, or buyer responsibilities.
- Understanding the construction timeline. Ask what work remains, how completion is tracked, and what happens if the schedule changes.
- Scheduling independent inspections. A pre-drywall inspection, when permitted and timely, can identify issues before walls conceal framing, wiring, plumbing, or HVAC work. A final inspection is also important before closing.
- Reviewing the builder warranty. Obtain the actual warranty booklet before signing or closing. Coverage periods, exclusions, claim procedures, and maintenance obligations vary.
- Confirming appraisal support. New construction and distinctive luxury properties may have limited directly comparable sales. Plans, specifications, permits, builder information, and comparable-property evidence can help provide context for the lender and appraiser.
Haus’s guide to new construction in Clarksville provides a practical checklist for reviewing specifications, inspections, timelines, incentives, and warranties. You can also review Haus’s guidance on financing a luxury home in Clarksville before selecting a financing strategy.
How can buyers prepare for a luxury appraisal with limited comparables?
An appraisal estimates market value; it is not a detailed inspection of workmanship or construction quality. When a property has few closely comparable sales, the appraisal process may require more careful documentation.
Before the appraisal, ask the builder or listing team which materials can be made available, such as:
- The current specification sheet
- Architectural plans
- Permits and construction records
- Written information about included features
- Relevant comparable listings or sales
- Documentation of upgrades or allowances
- Information explaining the property’s location and market position
A low appraisal does not automatically end a transaction, but it can affect the buyer’s cash requirement, loan structure, renegotiation options, or appraisal-contingency decisions. Your lender and real estate professional can explain the choices available under your contract.
What is the Royal View corridor like for Clarksville buyers?
The Royal View Way corridor in the 37040 area can appeal to buyers who want a Clarksville address with access to regional employment, shopping, dining, and transportation routes. Its location may be relevant to Fort Campbell households, Clarksville professionals, move-up buyers, and people comparing Tennessee housing with the broader Nashville region.
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Commute planning should remain specific to your daily schedule. Fort Campbell travel times can vary by gate, route, traffic, weather, and reporting time. Nashville travel can also vary considerably, particularly during peak periods. Before writing an offer, drive the route at the times you expect to travel and compare the commute with your work, school, and household requirements.
For military buyers, the home’s new-construction status may also make warranty documentation, completion timing, and resale planning especially important. A future PCS can change how quickly you need to sell, rent, or transfer a warranty, so ask those questions before committing.
Would conventional or jumbo financing apply at $654,900?
For 2026, the standard one-unit conforming loan limit reported for Montgomery County is $832,750. A purchase price of $654,900 does not automatically require jumbo financing. The relevant figure is generally the loan amount after the down payment, not simply the purchase price.
A conventional conforming loan may be possible when the final loan amount is at or below the applicable limit and the borrower meets the lender’s requirements. Jumbo financing generally becomes relevant when the loan amount exceeds $832,750. Confirm the current limit and program rules with your lender.
Freddie Mac’s Primary Mortgage Market Survey reported national benchmark averages dated October 1, 2026, of 7.28% for a 30-year fixed-rate mortgage and 6.60% for a 15-year fixed-rate mortgage. These are national benchmark averages, not borrower-specific quotes and not guarantees of a Clarksville loan offer.
For illustration only, financing the full $654,900 at 7.28% for 30 years would produce estimated principal-and-interest payments of approximately $4,480 per month. At a rate one-quarter percentage point lower, approximately 7.03%, the estimated payment would be about $4,368 per month. A difference of roughly $112 monthly. This illustration excludes taxes, insurance, mortgage insurance, HOA charges, closing costs, down payment, lender fees, and any rate adjustments.
What should luxury buyers ask before scheduling a showing?
Before visiting Lot 79, ask Haus to provide:
- The current Lot 79 spec sheet
- The latest construction status
- The expected completion timeline
- Included and excluded features
- Builder warranty documents
- Inspection permissions and recommended stages
- Appraisal and financing considerations
- Written details on the $16,000 seller concession and 1-year rate buy-down with the preferred lender
- Showing requirements for an active construction site
The verified MLS remarks highlight an open-concept great room with a fireplace and oversized sliding glass doors, along with a chef-inspired kitchen built around a large island.
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Randy Whetsell of Haus Realty & Management brings local experience to Clarksville buyers and holds the Tennessee Silver Level Veteran Ready Business designation for 2025–2026. That experience is particularly relevant for buyers balancing new construction, Fort Campbell relocation, financing, and future resale decisions.
How can you see 4949 Royal View Way Lot 79?
Lot 79 is active and listed at $654,900. If you want to understand whether this new-construction opportunity fits your price range and goals, contact Haus to request the Lot 79 spec sheet or schedule a private showing.
Call the Haus Clarksville office at (931) 201-9694. A dedicated Haus representative can help you review the available documentation, compare the Royal View Way series, coordinate with your lender, and evaluate the purchase based on your priorities.
Figures and property details in this article come from Realtracs MLS #3299543, verified October 7, 2026, and should be independently verified before making an offer. Construction status, availability, pricing, specifications, incentives, and builder terms may change. This article is for general informational purposes and is not legal, tax, appraisal, inspection, or mortgage advice.
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