Updated September 17, 2026. This report uses the latest complete public market snapshot available, primarily August 2026 data. September totals are not yet complete.
What is happening in the Oak Grove KY housing market in September 2026?
Oak Grove is a balanced market with more available inventory and moderate selling times. Realtor.com’s August 2026 snapshot reported a $200,000 median sold price, $255,625 median listing price, 102 active listings, and 55 median days on market. Homes sold for approximately 100% of asking price on average, indicating that well-priced properties can still attract strong offers while buyers have more room to evaluate their options.
Because Oak Grove-level public data does not report every requested metric consistently, this report uses Oak Grove figures where available and Christian County data when a broader county measure provides better context.
What do the latest Oak Grove market statistics show?
The following figures come from the August 2026 Realtor.com Oak Grove market snapshot:
| Metric | Latest available figure | Change or qualification |
|---|---|---|
| Median listing price | $255,625 | Up 7.05% year over year |
| Median sold price | $200,000 | Down 4.76% year over year |
| Average sale price | Not reported | The public snapshot reports a median, not an average |
| Active inventory | 102 homes | Up 29.73% year over year |
| Median days on market | 55 days | Down 4.84% year over year |
| Average days on market | Not reported for Oak Grove | Christian County closed-sale data provides a broader comparison |
| Sale-to-list ratio | 100% | Average sale price was approximately equal to asking price |
| Share sold at or above list | Not reported in the August snapshot | A separate March 2026 report recorded 13.33% of sales above asking |
| New listings | Not reported in the August snapshot | Public dashboards do not provide a consistent dated total |
| Closed sales | Not reported in the August snapshot | A separate March 2026 report recorded 15 Oak Grove sales |
| Months of supply | Not reported in the August snapshot | A March 2026 estimate placed supply at 4.9 months |
The difference between the median listing price and median sold price is important. Active listings can include larger, newer, or more extensively updated homes, while the sold-price figure reflects properties that actually closed during the reporting period. These are not interchangeable measures.
The 100% sale-to-list ratio also requires careful interpretation. It means the average closed sale was approximately equal to the asking price. It does not mean that every home sold at list price or that 100% of sales met or exceeded asking price.
Realtor.com reported that Oak Grove’s active inventory was up nearly 30% from the prior year. That increase gives buyers more choice and reduces the pressure to make an immediate offer on every suitable property. It also means sellers must compete more directly on condition, presentation, and initial pricing.
What does Christian County data add to the Oak Grove picture?
Oak Grove is a relatively small market, so countywide information helps identify the broader direction without replacing city-level data.
A Christian County market snapshot through August 2026 reported:
- Approximately $204,666 median sold price
- Approximately 8.7% year-over-year growth in median sold price
- About 352 active listings
- Approximately 65 median days on market
- About $229,900 median listing price
A separate closed-sale measure placed the county’s average time to sell near 52 days, compared with approximately 43 days a year earlier. These figures suggest that Christian County is moving more slowly than the fastest statewide markets, while prices remain accessible relative to larger nearby employment centers.
For the most consistent state-level context, Kentucky REALTORS® publishes monthly market statistics covering sales, prices, inventory, days on market, and months of supply. Local Oak Grove and Christian County figures should be evaluated separately because statewide averages can mask substantial differences between regions.
How does the Oak Grove market affect Fort Campbell buyers?
Oak Grove remains one of the most practical off-post choices for Fort Campbell households because of its proximity to the installation. The short commute supports demand from active-duty families, especially when early reporting times, multiple work schedules, or frequent access to post are important.
BAH also influences local housing decisions. For example, Haus’s 2026 Fort Campbell budgeting guidance identifies $1,815 per month in BAH for an E-5 with dependents. That allowance can support a range of Oak Grove rental or ownership options, but you should treat BAH as a planning limit rather than a target to spend. Your full budget should also include utilities, insurance, taxes, maintenance, commuting costs, debt, and savings.
At Freddie Mac’s national averages for the week ending September 10, 2026, the 30-year fixed mortgage rate was 6.76% and the 15-year fixed rate was 6.09%. These rates are not a quote for your loan, but they demonstrate why payment planning remains essential even in a comparatively affordable market. Review the Freddie Mac Primary Mortgage Market Survey before making assumptions about future financing costs.
How large is the Oak Grove versus Clarksville price gap?
The August Realtor.com comparison showed a median listing price of $255,625 in Oak Grove and approximately $319,800 in Clarksville ZIP code 37042. That is a difference of about $64,175, or roughly 20% based on median listing prices.
This is not a direct apples-to-apples comparison of every neighborhood or property type. However, it illustrates why Fort Campbell buyers often compare Oak Grove and Clarksville carefully:
- Oak Grove: Shorter commute, strong military presence, and lower median listing prices.
- Clarksville: More neighborhoods, services, employment options, and housing variety, but often higher asking prices in popular areas.
- Hopkinsville: A longer commute for many households, but potentially more space, established neighborhoods, and additional negotiating room.
For a deeper regional comparison, review Haus’s Clarksville TN Housing Market Report for September 2026 and the Haus guide to Oak Grove, Clarksville, and Hopkinsville for Fort Campbell families.
Is a five-month supply market good for buyers or sellers?
A five-month supply is generally considered balanced. It does not automatically mean that buyers control every negotiation, and it does not provide sellers with the pricing power seen in a shortage market.
For buyers, a five-month supply can mean:
- More time to compare homes
- Greater opportunity to request repairs or seller-paid concessions
- Less pressure to waive important due diligence
- A better chance to negotiate when a property has accumulated days on market
For sellers, it means that demand still exists, but buyers can be selective. A home that is overpriced, poorly presented, or slow to respond to market feedback may remain active while competing properties go under contract.
The available March 2026 Oak Grove estimate of 4.9 months of supply should be treated as directional rather than a September measurement because it comes from a different reporting period and methodology. Still, it aligns with the August indicators showing a balanced market, expanding inventory, and approximately two months of median marketing time.
Analyst note: Why do initial pricing and staging matter?
Oak Grove’s 102 active listings and 55 median days on market show a market with real buyer demand but meaningful competition among sellers. Christian County’s broader 65-day median reinforces that buyers are not required to purchase immediately.
Analyst note: Correct initial pricing and professional staging are vital in this market. Pricing accurately from the beginning helps a property appear in the right buyer searches, while professional staging improves first impressions, photography, showings, and buyer confidence. These steps can help prevent a home from losing momentum and sitting beyond the 60-day mark.
Haus Realty & Management team insight:
“What we are seeing on the ground in Oak Grove is a market where buyers are engaged, but they are comparing value carefully. Homes that are clean, properly positioned, and easy to show are receiving the strongest attention. Sellers should not assume that Fort Campbell demand alone will overcome an unrealistic price.”
What should Oak Grove buyers and sellers do next?
If you are buying near Fort Campbell, start with a complete monthly budget rather than a maximum purchase price. Compare your BAH, mortgage payment, taxes, insurance, utilities, maintenance, and PCS timeline before making an offer. Haus’s guide on what you can afford with Fort Campbell BAH can help you organize that decision.
If you are selling, request a local valuation that considers recent closed sales, active competition, condition, location, and expected buyer demand. A broad online estimate may not account for the differences between Oak Grove neighborhoods, property types, or proximity to Fort Campbell.
For additional market context, see Haus’s Hopkinsville KY housing market report and the company’s Fort Campbell housing guide for Clarksville and Oak Grove.
Would you like a free Oak Grove or Christian County home valuation?
Whether you are preparing for a PCS, considering a move closer to Fort Campbell, or evaluating your next investment, Haus Realty & Management can help you interpret the local numbers and plan your next step.
Request a free Oak Grove or Christian County home valuation from Haus Realty & Management.
Sources and methodology
- Realtor.com Oak Grove, Kentucky market snapshot, August 2026 data
- Freddie Mac Primary Mortgage Market Survey, rates for the week ending September 10, 2026
- Kentucky REALTORS® market statistics, statewide market context
Market figures may vary by data provider, property type, geography, and reporting period. Median figures should not be interpreted as a guaranteed value for any individual property.
